Unsecured Business Loan

Quick and hassle-free unsecured business financing for working capital, equipment purchase, inventory expansion, or business growth without requirement of collateral or property mortgage.

Instant Eligibility Check

Same-Day Disbursal*

No Hidden Charges

Loan Amount: ₹1,00,000 – ₹50,00,000

Tenure: 12 – 60 Months

For Self-Employed & Business Owners

Interest Rate From

11.99% p.a.

Processing Fee

Up to 2.5%

Max Tenure

5 Years

Approval Time

<3-5 Days*

*Subject to document verification and lender policy.

Highlights & Benefits

Key reasons this loan / plan may be the right fit for you.

Quick Approvals

Most eligible customers receive an approval decision within a few working hours.

Flexible Tenure

Choose a repayment period that keeps your monthly EMI comfortable.

No Collateral Required

Fully unsecured loan – you don’t need to mortgage your assets.

Transparent Charges

Clear break-up of fees and charges with no hidden surprises.

Eligibility Criteria

Basic parameters used by lenders to assess your application.

Age between 25 and 65 years at time of loan maturity with valid business registration.
Minimum annual business turnover of ₹10,00,000+ with stable revenue for last 2-3 years as per ITR and business financials.
Business operation for minimum 2-3 years with established GST registration and compliance with tax filing obligations.
Valid business registration documents (Partnership Deed, Proprietorship Certificate, Company Registration, or LLP Agreement) and KYC documents.
Good credit score (typically 650+), acceptable debt-to-income ratio, and clean repayment history on existing business or personal loans.

Documents Required

Keep these handy to speed up your approval.

Photo identity proof - PAN Card (business and personal), Aadhaar Card, Driving License, or Passport.
Business address proof - Utility Bill, Rental Agreement, Property Tax Receipt, or Shop Registration Certificate.
Income proof - Last 2 years ITR (business and personal), GST returns (last 4 quarters), and business bank statements.
Last 12 months business bank statements, audited balance sheet and profit & loss statement, or CA certified financials.
Business plan/proposal, passport-size photographs, filled application form, and list of existing assets/liabilities if available.

Interest Rates & Charges

Indicative pricing - exact offer depends on your profile and lender.

INTEREST RATE (P.A.)

11.99% p.a.

PROCESSING FEE

Up to 2.5% of loan amount

FORECLOSURE CHARGES

1% - 5% (lender-specific)

LATE PAYMENT FEE

₹2,000 + applicable GST

*Rates shown above are illustrative and subject to change as per lender’s policy and your eligibility.

How the Process Works

A guided flow from enquiry to disbursal / policy issuance.

Step 1

Share Your Requirement

Submit your basic details and loan/insurance requirement through the online form.

Step 2

Document Collection

Our team connects with you to collect and validate necessary documents.

Step 3

Lender Evaluation

Your profile is shared with suitable lending partners for approval and offer generation.

Step 4

Approval & Disbursal

On acceptance of the final offer, the loan is disbursed or policy is issued as per timelines.