Personal Loan

Flexible personal loan with fast approval and minimal documentation for your immediate financial needs, suitable for debt consolidation, home renovation, travel, or any personal requirement.

Instant Eligibility Check

Same-Day Disbursal*

No Hidden Charges

Loan Amount: ₹50,000 – ₹25,00,000

Tenure: 12 – 60 Months

For Salaried & Self-Employed

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Interest Rate From

10.99% p.a.

Processing Fee

Up to 2%

Max Tenure

5 Years

Approval Time

<24 Hours*

*Subject to document verification and lender policy.

Highlights & Benefits

Key reasons this loan / plan may be the right fit for you.

Quick Approvals

Most eligible customers receive an approval decision within a few working hours.

Flexible Tenure

Choose a repayment period that keeps your monthly EMI comfortable.

No Collateral Required

Fully unsecured loan – you don’t need to mortgage your assets.

Transparent Charges

Clear break-up of fees and charges with no hidden surprises.

Eligibility Criteria

Basic parameters used by lenders to assess your application.

  • bullet Age between 21 and 60 years at the time of loan maturity.
  • bullet Minimum monthly income as per lender policy (typically ₹25,000+ for metro cities).
  • bullet Stable employment with minimum 6 - 12 months in current organisation.
  • bullet Valid KYC documents (PAN, Aadhaar, address proof).
  • bullet Clean repayment track record and acceptable credit score.

Documents Required

Keep these handy to speed up your approval.

  • bullet Photo identity proof - PAN Card.
  • bullet Address proof - Aadhaar Card / Passport / Utility Bill.
  • bullet Income proof last 3 - 6 months salary slips or ITR for self-employed.
  • bullet Last 6 month's bank statements.
  • bullet Passport-size photographs and filled application form.

Interest Rates & Charges

Indicative pricing - exact offer depends on your profile and lender.

INTEREST RATE (P.A.)

10.99% p.a.

PROCESSING FEE

Up to 2% of loan amount

FORECLOSURE CHARGES

0% - 4% (lender-specific)

LATE PAYMENT FEE

₹500 + applicable GST

*Rates shown above are illustrative and subject to change as per lender’s policy and your eligibility.

How the Process Works

A guided flow from enquiry to disbursal / policy issuance.

Step 1

Share Your Requirement

Submit your basic details and loan/insurance requirement through the online form.

Step 2

Document Collection

Our team connects with you to collect and validate necessary documents.

Step 3

Lender Evaluation

Your profile is shared with suitable lending partners for approval and offer generation.

Step 4

Approval & Disbursal

On acceptance of the final offer, the loan is disbursed or policy is issued as per timelines.