Frequently Asked Questions

Find Answers to Common Questions

Find quick answers to common questions about our loan process, fees, and services to help you decide with confidence.

We are a loan aggregator that connects you with India’s top banks and NBFCs to find the best loan offers for your profile.

No, we are a distribution partner. We do not lend money directly but facilitate the process between you and our banking partners.

You can submit your details via the form on our website, or apply through one of our authorized local partners.

Checking your eligibility with us is a soft inquiry and does not harm your score. A hard inquiry only happens when the bank processes the file.

While it depends on the bank, our optimized process typically secures approvals faster than direct applications, often within 24-48 hours.

No, PSN Fintech Doesn't Charge any fee

We offer a wide range of products including Personal Loans, Business Loans, Home Loans, and Loans against Property.

Generally, you will need standard KYC (PAN/Aadhaar), income proof (Salary slips/ITR), and bank statements to process your application.

Yes, we follow strict data privacy protocols. Your documents are encrypted and shared securely only with the bank you apply to.

We try to match you with lenders who have flexible policies, but final approval depends on the bank's credit criteria.