Car Loan

Affordable car financing with competitive interest rates and flexible repayment options for your dream vehicle purchase, covering both new and pre-owned cars.

Instant Eligibility Check

Same-Day Disbursal*

No Hidden Charges

Loan Amount: ₹5,00,000 - ₹1,00,00,000

Tenure: 24 – 84 Months

For Salaried & Self-Employed

Interest Rate From

8.99% p.a.

Processing Fee

Up to 1.5%

Max Tenure

7 Years

Approval Time

<5-7 Days*

*Subject to document verification and lender policy.

Highlights & Benefits

Key reasons this loan / plan may be the right fit for you.

Quick Approvals

Most eligible customers receive an approval decision within a few working hours.

Flexible Tenure

Choose a repayment period that keeps your monthly EMI comfortable.

No Collateral Required

Fully unsecured loan – you don’t need to mortgage your assets.

Transparent Charges

Clear break-up of fees and charges with no hidden surprises.

Eligibility Criteria

Basic parameters used by lenders to assess your application.

Age between 21 and 65 years at the time of loan maturity with valid driving license.
Minimum monthly income as per lender policy (typically ₹30,000+ for metro cities and ₹20,000+ for non-metro areas).
Stable employment with minimum 2 years in current organisation for salaried or 3 years business operation for self-employed.
Valid identity proof (PAN, Aadhaar, Driving License, Passport) and address verification documents.
Good credit score (typically 700+) and clean repayment track record with no defaults on existing loans.

Documents Required

Keep these handy to speed up your approval.

Photo identity proof - PAN Card, Aadhaar Card, or Driving License.
Address proof - Aadhaar Card, Passport, Utility Bill, or Property Tax Receipt.
Income proof - Last 6 months salary slips for salaried employees or last 2 years ITR and bank statements for self-employed.
Last 12 months bank statements and Form 16 (for salaried) or business license (for self-employed).
Passport-size photographs, filled application form, and vehicle registration/purchase invoice.

Interest Rates & Charges

Indicative pricing - exact offer depends on your profile and lender.

INTEREST RATE (P.A.)

8.99% p.a.

PROCESSING FEE

Up to 1.5% of loan amount

FORECLOSURE CHARGES

0% - 3% (lender-specific)

LATE PAYMENT FEE

₹1,000 + applicable GST

*Rates shown above are illustrative and subject to change as per lender’s policy and your eligibility.

How the Process Works

A guided flow from enquiry to disbursal / policy issuance.

Step 1

Share Your Requirement

Submit your basic details and loan/insurance requirement through the online form.

Step 2

Document Collection

Our team connects with you to collect and validate necessary documents.

Step 3

Lender Evaluation

Your profile is shared with suitable lending partners for approval and offer generation.

Step 4

Approval & Disbursal

On acceptance of the final offer, the loan is disbursed or policy is issued as per timelines.