Health Insurance

Comprehensive health insurance coverage for you and your family, protecting against medical expenses including hospitalization, surgeries, diagnostic tests, and outpatient treatment with cashless claim settlement.

Instant Eligibility Check

Same-Day Disbursal*

No Hidden Charges

Coverage Amount: ₹3,00,000 – ₹50,00,000

Policy Term: 1, 2, 3 Years

For Salaried & Self-Employed

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Premium From

₹199/month

Admin Fee

Up to 1%

Max Coverage Period

Lifetime Renewability

Issuance Time

<24-48 Hours*

*Subject to document verification and Insurance policy.

Highlights & Benefits

Key reasons this health insurance plan may be the right fit for you.

Cashless Hospitalization

Avail treatment at 10,000+ network hospitals across India without paying upfront, cashless claim settlement at your fingertips.

Comprehensive Coverage

Get coverage for hospitalization, surgeries, diagnostic tests, outpatient treatment, and pre-existing diseases after waiting period.

24/7 Customer Support

Round-the-clock assistance for policy queries, claim support, and medical emergency helpline available in multiple languages.

No Claim Bonus

Earn additional coverage every year without claim, up to 100% increase in sum assured for loyal policyholders.

Eligibility Criteria

Basic parameters used by lenders to assess your application.

  • bullet Age between 18 and 65 years at the time of policy issuance with valid identity proof.
  • bullet Applicable for individuals, families, and group memberships with no minimum income requirement.
  • bullet Pre-existing diseases covered after 24-36 months waiting period depending on policy terms and medical history.
  • bullet Valid KYC documents (PAN, Aadhaar, Address proof) and medical underwriting based on age and health status.
  • bullet No maximum age limit for renewals, coverage continues as long as premiums are paid on time.

Documents Required

Keep these handy to speed up your approval.

  • bullet Photo identity proof - Aadhaar Card, PAN Card, Driving License, or Passport.
  • bullet Address proof - Utility Bill, Aadhaar Card, Passport, or Rental Agreement.
  • bullet Medical documents - Health declaration form, medical history report, and pre-existing disease details if applicable.
  • bullet Salary slip or income proof - Last 3 months salary slips for employed or last 2 years ITR for self-employed.
  • bullet Passport-size photographs, filled proposal form, and nominee declaration form.

Interest Rates & Charges

Indicative pricing - exact offer depends on your profile and lender.

PREMIUM FROM

₹199/month

ADMIN FEE

Up to 1%

CLAIM SETTLEMENT PERIOD

7-15 Days for cashless claims at network hospitals, 30 Days for reimbursement claims. (lender-specific)

WAITING PERIOD

30 Days for general ailments, 90 Days for specific treatments, 24-36 Months for pre-existing diseases.

*Rates shown above are illustrative and subject to change as per Insurance Policy

How the Process Works

A guided flow from enquiry to policy issuance.

Step 1

Share Your Details & Requirements

Submit your basic information, coverage needs, and health/asset details through our online form or customer care team.

Step 2

Document Collection & Verification

Our team collects necessary KYC documents, medical reports, property documents, and validates all information for accuracy.

Step 3

Underwriting & Assessment

Your profile is evaluated by our underwriting team to determine eligibility, coverage terms, and premium amount.

Step 4

Policy Issuance & Activation

On approval, your customized insurance policy is issued digitally within 2-5 days and becomes active upon premium payment.