Life Insurance

Secure your family’s financial future with comprehensive life insurance providing death benefit coverage, savings, and investment options with flexible premium payment terms and guaranteed returns.

Instant Eligibility Check

Same-Day Disbursal*

No Hidden Charges

Coverage Amount: ₹5,00,000 – ₹1,00,00,000

Policy Term: 10, 15, 20, 25, 30 Years

For Salaried & Self-Employed

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Premium From

₹499/month

Admin Fee

Up to 2%

Max Coverage Period

Up to Age 80-85 Years

Issuance Time

<5-7 Days*

*Subject to document verification and Insurance policy.

Highlights & Benefits

Key reasons this health insurance plan may be the right fit for you.

Cashless Hospitalization

Avail treatment at 10,000+ network hospitals across India without paying upfront, cashless claim settlement at your fingertips.

Comprehensive Coverage

Get coverage for hospitalization, surgeries, diagnostic tests, outpatient treatment, and pre-existing diseases after waiting period.

24/7 Customer Support

Round-the-clock assistance for policy queries, claim support, and medical emergency helpline available in multiple languages.

No Claim Bonus

Earn additional coverage every year without claim, up to 100% increase in sum assured for loyal policyholders.

Eligibility Criteria

Basic parameters used by lenders to assess your application.

  • bullet Age between 18 and 65 years at the time of policy issuance for standard policies with valid identity proof.
  • bullet Minimum monthly income as per lender policy (typically ₹25,000+ for metro cities) to ensure premium payment capacity.
  • bullet Good health status with no critical illness or serious medical conditions, medical tests may be required for high coverage amounts.
  • bullet Valid KYC documents (PAN, Aadhaar, Address proof) and financial documents to verify income and insurable interest.
  • bullet Clean medical history and acceptable lifestyle habits, non-smokers get better premium rates compared to smokers.

Documents Required

Keep these handy to speed up your approval.

  • bullet Photo identity proof - PAN Card, Aadhaar Card, Driving License, or Passport.
  • bullet Address proof - Aadhaar Card, Passport, Utility Bill, or Property Tax Receipt.
  • bullet Medical documents - Medical examination report, health declaration form, and medical history details from doctor.
  • bullet Income proof - Last 6 months salary slips with Form 16 or last 2 years ITR and business registration for self-employed.
  • bullet Filled proposal form, passport-size photographs, nominee declaration form, and bank details for premium collection.

Interest Rates & Charges

Indicative pricing - exact offer depends on your profile and lender.

PREMIUM FROM

₹499/month

ADMIN FEE

Up to 2%

CLAIM SETTLEMENT PERIOD

15-30 Days after claim verification and documentation completion, 5-10 Days if all documents are complete. (lender-specific)

WAITING PERIOD

30-180 Days for natural death claims depending on policy type, no waiting period for accidental death in most policies.

*Rates shown above are illustrative and subject to change as per Insurance Policy

How the Process Works

A guided flow from enquiry to policy issuance.

Step 1

Share Your Details & Requirements

Submit your basic information, coverage needs, and health/asset details through our online form or customer care team.

Step 2

Document Collection & Verification

Our team collects necessary KYC documents, medical reports, property documents, and validates all information for accuracy.

Step 3

Underwriting & Assessment

Your profile is evaluated by our underwriting team to determine eligibility, coverage terms, and premium amount.

Step 4

Policy Issuance & Activation

On approval, your customized insurance policy is issued digitally within 2-5 days and becomes active upon premium payment.